James McGuire T/A JMC Used Cars is authorised and regulated by the Financial Conduct Authority (FCA No 748200). We are a credit broker and not a lender. We can introduce you to a selected panel of lenders and their finance products, which may have different interest rates and charges. We are not an independent financial advisor; we will provide details of products available from the lenders that we work with, but no advice or recommendation will be made.You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to will typically pay us a commission, either as a fixed fee or a fixed percentage of the amount that you borrow. Different lenders may pay different rates of commission for these introductions. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. All finance applications are subject to status. Terms and conditions apply. You must be 18 or over. UK residents only. Guarantees may be required.